MVA CLAIMS ONTARIO





Personal injury law firm in Hamilton. Our skilled team of Personal Injury Lawyers and Accident Benefits Specialists are committed to securing the best possible outcome for those with catastrophic injuries.
As one of Ontario's premier personal injury law firms, Oatley Vigmond is widely recognized for its trial readiness, legal acumen, and relentless pursuit of justice. Our firm has an impeccable record of success in obtaining substantial settlements and judgments for clients seriously injured in car accidents. We fight to ensure that your injuries are not minimized by insurers or other liable parties. The Insurance Act, R.S.O. 1990, c. I.8, is the main regulatory body for Ontario's hybrid no-fault and tort system, which governs car accidents. This implies that every wounded party is entitled to statutory accident compensation under their auto insurance policy, regardless of who caused the collision. For damages not covered by the no-fault system, victims may still file a civil case against the negligent party. We frequently reach amicable settlements long before trial because insurers are aware of our litigation readiness and track record. However, our skilled trial lawyers are always prepared to represent you in court if a reasonable offer isn't made.
The extent of your injury determines the quantity of benefits that are accessible. For instance, the maximum amount of combined medical and attendant care benefits available to people with non-catastrophic injuries is usually $65,000, unless increased coverage was purchased in advance. For people who suffer catastrophic injuries, the maximum combined medical and attendant care coverage is $1,000,000, unless increased coverage was purchased in advance. To maximize your benefits, you must obtain a catastrophic impairment classification. We at Oatley Vigmond have a track record of successfully obtaining these designations for our clients in appropriate cases, enabling them to receive the necessary financial assistance and care.
Even though no-fault benefits offer early payment for treatment needs, they frequently fall short in cases involving long-term harm like pain and suffering or lost future earnings. This is where tort claims are important. The careless motorist or any other responsible party (such as municipalities or other road authorites for dangerous road conditions) may be sued civilly by the victims. Compensation under these tort claims is possible for suffering and pain (general damages), diminished revenue and earning potential, losses from housekeeping and home maintenance, as well as loss of guidance, care, and companionship (claims under the Family Law Act).
You normally have two years from the date of the accident or from the day your injury was reasonably discoverable to begin a claim under the Limitations Act, 2002, S.O. 2002, c. 24, Sch. B.
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