P2P.mk

P2P Investing vs Stock Investing

When thinking about investing, the first option that usually comes to mind is investing in stocks. However, in recent years, P2P (peer-to-peer) investing has emerged as an attractive alternative, largely due to the significantly lower risk for investors. When it comes to growing your financial assets, choosing the right investment approach can be challenging. While both methods offer the opportunity for returns, they differ in risk, stability, and transparency. If you are at a crossroads and don't know whether to dive into stocks or go with P2P investing, this comparison will help you make an informed decision.

What is P2P Investing?

P2P (peer-to-peer) investing is a model where individual investors lend their funds to borrowers through specialized platforms like P2P.mk. Instead of your money sitting in a bank earning minimal interest, you invest it in loans and earn from the interest paid by the borrowers. The big advantage of this type of investing is that it offers stable returns, without the unpredictable fluctuations that often occur with stocks.

Key Benefits of P2P Investing:

Lower Risk and Stable Returns

Investing in loans through P2P.mk provides you with fixed returns, without being dependent on market fluctuations like stocks.

BuyBack Guarantee

P2P.mk offers a BuyBack guarantee, meaning that if a borrower is late on repayment for more than 60 days, the loan originator buys back the loan, minimizing the risk for investors.

Transparency and Control

Investing in stocks means you don't get any guarantees, while with P2P.mk, you have full visibility into the terms of the loans you invest in.

Passive Income with Auto Invest

P2P.mk offers an "Auto Invest" option, which means automatic investing, allowing you to minimize your engagement and receive regular payments.

Low Minimum Investment

Unlike stock investing, which requires significant capital, with P2P.mk, you can start with just 3,000 MKD.

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