The Harris Firm LLC
The Harris Firm practices mainly in the areas of bankruptcy, personal injury, social security disability, divorce and family law, and wills. We have offices across Alabama in Montgomery, Anniston, Huntsville, and Birmingham.
If you are drowning in debt and it seems like you will never get caught up, then filing for protection under the Bankruptcy Code might be the best option, depending on your particular financial situation. If you find yourself fighting an uphill battle financially and do not see a way out of it, then give our Montgomery bankruptcy lawyers a call and let us answer any questions you may have. Many people have found themselves in these types of situations due to such life changing events as divorce, injuries, loss of a job, or even certain personal difficulties that cause one to go through a difficult period in their life. These types of situations can cause anyone to go through a tough financial time and spiral into debt so quickly that they are in over their head before they realize it. If most of your debts are unsecured (meaning that the debts are not secured by property such as a house or vehicle), and they are not student loans, child support, recent tax debts, or certain other specially protected debts, then you may be able to file a Chapter 7 bankruptcy. This type of bankruptcy can eliminate your obligation to pay these types of debts very quickly, with most Chapter 7 cases lasting about three months. At the end of the case you will receive something called a discharge, eliminating these debts and giving you a fresh financial start. That ability to eliminate debts so quickly is what makes a Chapter 7 bankruptcy so powerful. In order to file this type of bankruptcy you must qualify, and in order to qualify there is an income based test that is applied. The test is based on your average gross monthly income for the six months prior to filing. Our Montgomery bankruptcy lawyers can perform this test in person or over the phone, and help determine whether you can qualify for a Chapter 7 bankruptcy.
Explore Related Categories
